Critical Illness Insurance Benefit Summary
Provider: Lincoln Financial Group
Group # SINCLAIRBR
Customer Service Number: (888) 222-4550
Website: www.lincolnfinancial.com
Sinclair offers voluntary Critical Illness insurance benefits for all regular full-time benefit-eligible employees through Lincoln Financial Group. As an employee, you may purchase voluntary insurance for yourself, your spouse, and your dependent children.
Critical Illness Insurance provides cash benefits if you or a covered family member is diagnosed with a critical illness or experiences a significant medical event, such as a heart attack or cancer. This benefit can help you pay for unexpected bills and everyday expenses, such as medical bills, mortgage, and car payments. You may elect coverage in increments of $10,000, up to $40,000. If you elect coverage for yourself, you may elect coverage for your spouse in $10,000 increments to a maximum of $40,000, up to 100% of your election. You may also purchase Critical Illness Insurance for your children in $5,000 increments to a maximum of $20,000, up to 100% of your election. See plan documents for more details.
Reimbursement for claims can be easily submitted online through the self-service portal. To download claim forms for mail, fax, and email submissions, visit LincolnFinancial.com/ClaimForms.
Some examples of covered conditions and the cash benefit percentage are included below. See the Detailed Benefit Summary and plan documents for a comprehensive list of covered conditions.
This plan offers a cash benefit for keeping up with your health screenings. See the Health Assessment Benefit document for a list of eligible health screenings.

| Covered Conditions | Benefit Percentage |
|---|---|
| Heart Attack / Stroke | 100% |
| Invasive Cancer | 100% |
| Skin Cancer | $250 per lifetime |
| Health Assessment (i.e. Electrocardiogram (EKG/ECG), Mammography, Colonoscopy) | $50 |
