Hospital Indemnity Insurance Benefit Summary
Provider: Lincoln Financial Group
Group # SINCLAIRBR
Customer Service Number: (888) 222-4550
Website: www.lincolnfinancial.com
Sinclair offers voluntary Hospital Indemnity insurance benefits for all regular full-time benefit-eligible employees through Lincoln Financial Group. As an employee, you may purchase voluntary insurance for yourself, your spouse, and your dependent children.
Hospital Indemnity Insurance can help protect you from the loss or financial burden associated with hospital stays. If you or a covered family member is hospitalized for either a planned or an unplanned stay, you will receive a cash benefit that you can use however you wish. This can help you pay for unexpected expenses and everyday bills, such as groceries, car payments, deductibles, co-insurance, and more. See plan documents for more details.
Reimbursement for claims can be easily submitted online through the self-service portal. To download claim forms for mail, fax, and email submissions, visit LincolnFinancial.com/ClaimForms.
Some examples of treatments and the cash benefit are included below. See the Details Benefit Summary and plan documents for a comprehensive list of covered services.
This plan offers a cash benefit for keeping up with your health screenings. See the Health Assessment Benefit document for a list of eligible health screenings.
| Plan Benefit | Cash Benefit |
|---|---|
| Hospital Admission | $1,000 per day for 2 days per calendar year |
| Hospital Confinement | $200 per day for 30 days per calendar year starting on 1st day of confinement |
| Newborn Care | $100 per day for 2 days per calendar year |
| Health Assessment (i.e. Annual physical, Blood test, Immunizations) | $50 |