Long Term Disability Benefit Summary
Provider: Lincoln Financial Group
Group Numbers: SINCLAIRBR
Customer Service Number: (888) 222-4550
Website: www.lincolnfinancial.com
Long Term Disability (LTD) benefits provide partial income replacement in the event that you become sick or disabled for an extended period of time.
Sinclair provides long term disability benefits as part of your overall benefits package. The company pays for this benefit 100% – there is no cost to you.
Look in the menu for additional information including detailed benefit summary.
Benefit Summary
| Long Term Disability | |
|---|---|
| Benefit percent of salary | 66.67% |
| What is the maximum amount? | $15,000 |
| Elimination period | 90 days |
| What is the maximum duration? | *See chart below |
| Is this company paid or employee paid? | Employer paid |
- This is an overview of benefits. Please review the plan documents or call Lincoln Financial Group for benefit details, limitations, exclusions, and verification of coverage.
- Exact benefit amount will be validated at time of claim based on salary verification.
Long-Term Disability benefits are paid on a monthly basis and may be paid for the duration of the disability up to the plan’s maximum period (see chart below).
| Age at Disability | Maximum Benefit Period |
|---|---|
| Less than Age 60 | To age 65 |
| 60 | 60 months |
| 61 | 48 months |
| 62 | 42 months |
| 63 | 36 months |
| 64 | 30 Months |
| 65 | 24 Months |
| 66 | 21 Months |
| 67 | 18 Months |
| 68 | 15 Months |
| 69 and over | 12 Months |
*See detailed summary plan descriptions for complete benefit information.